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How Much Can I Borrow Calculator
Our borrowing amount calculator offers a rough estimate of what a lender might permit you to borrow based on your income (and your partner's income, if included).
See how much you could borrow
Important: This information does not contain all of the details you need to choose a mortgage. Make sure that you read the separate key facts illustration before you make a decision.
The actual borrowing amount depends on factors such as your spending habits, credit history, and the lender’s individual criteria.
What's Next?
Use our calculators
Get an idea of what you could borrow, stamp duty, and more.
Get in touch
Contact us to discuss your mortgage needs, whether you’re a first-time buyer, moving home, remortgaging, or looking at buy-to-let options.
We'll do the rest
From application to offer, we’ll support you every step of the way, so you’re ready for your move.
Contact us for expert mortgage advice.
Mortgage Calculators
Find all of our easy-to-use mortgage calculators here.
Important Information to Note
- Your property may be repossessed if you do not keep up repayments on your mortgage.
- Using our mortgage calculators or rate comparison tools will not affect your credit score.
- These tools are for guidance only and do not replace financial advice.
- Your actual mortgage offer may be different from these estimates. Lenders will look at your credit history, spending, and other factors before deciding.
- Always talk to a qualified mortgage adviser for advice that’s right for you and your needs.
- Mortgage products and rates can change at any time, for example if the Bank of England base rate changes or if the government updates policies.
- Our mortgage advice is fee-free. Third-party fees may apply during the home buying process.