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Moving Home
Moving Home? We've Got You Covered
How We Help Home Movers
Whether you’re upsizing, downsizing, or relocating, moving home is exciting but it can also be stressful.
We make it simple. With fee-free mortgage advice and access to 75+ lenders, our expert advisers will find the mortgage that fits your needs.
We’ll coordinate the timings between buying and selling and guide you personally every step of the way.
Our support includes:
Fee-free mortgage advice*
Access to comprehensive range of lenders
End-to-end support and guidance
*Third Party fees may apply
Your Moving Home Options
Port Your Existing Mortgage
Transfer your current mortgage deal to your new property – ideal if you have a good rate
Review your existing mortgage terms
May need to borrow more
Subject to new valuation
Application required
Start fresh with a new lender and potentially access better rates
Get a decision in principle to strengthen your offer
Access to latest rates
New terms available
May avoid early repayment charges
Wider product choice
We Make Moving Simple
From reviewing your current mortgage to coordinating completion, we manage the entire process for you
Review your existing mortgage terms
Assess porting vs new mortgage options
Search for the most suitable rates and products
Coordinate with lenders and solicitors
Handle all paperwork and applications
Support you right through to completion
Moving Home FAQs
What happens to my mortgage when I move home?
When you move, you may be able to transfer your existing mortgage to your new property or take out a new mortgage. This depends on your lender’s criteria, affordability checks, and the property you’re buying.
What does porting a mortgage mean?
Porting allows you to move your current mortgage deal to a new home. It’s subject to lender approval, affordability checks, and eligibility, and it’s not automatic, even if your mortgage is advertised as portable.
Can I borrow more when moving home?
Often, yes. Many homeowners apply for additional borrowing alongside their existing mortgage to cover a higher purchase price, subject to affordability and lender approval.
Will I need a new mortgage application when moving?
Yes. Even when porting your mortgage, lenders usually require a full application and an updated affordability assessment to ensure the mortgage remains suitable.
Will I have to pay early repayment charges?
Early repayment charges may apply if your mortgage can’t be ported or if your current deal can’t be transferred to the new property. We’ll help you check this before you commit.
How long does the mortgage process take when moving home?
Timescales vary, but mortgage applications typically take several weeks. The exact timeframe depends on the lender, the property, and the legal processes involved.