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Insurance made
Better with Barron
We make insurance simple and personal. Whether it's safeguarding your family, your property, or your way of life, our experts can help you find the right cover for your needs, giving you peace of mind without the stress.
Types of Protection
Life Cover
Give your loved ones financial security when it matters most. Cover your mortgage, bills, and everyday costs with a lump sum payout.
Lump sum payment
Mortgage protection
Family security
Flexible terms
Income Protection
Pays a monthly amount if you can’t work due to illness or injury. Income Protection helps replace part of your income, covering bills, mortgage payments, and everyday expenses.
Monthly income
Long-term cover
Own occupation basis
Flexible waiting periods
Critical Illness Cover
A tax-free payout if you’re diagnosed with a serious illness. Critical Illness Cover provides you with a lump sum, helping you focus on recovery while protecting your finances.
50+ conditions covered
Tax-free lump sum
Recovery support
Combined with life cover
Whole of Life
Covered for your entire lifetime — often used for inheritance tax planning.
Lifetime cover
Guaranteed payout
Can include investment element
Estate planning tool
ASU Cover
Protect your income and keep up with payments if the unexpected happens. Covers accident, sickness, and unemployment.
Monthly payments
Mortgage protection
Short-term cover
Quick claims
Home Insurance
Protect your home and everything in it with the right cover. Buildings & contents insurance to safeguard your property.
Monthly payments
Mortgage protection
Short-term cover
Quick claims
Why Consider Protection?
Your mortgage is likely your biggest financial commitment
Your family depends on your income
Life is unpredictable — illness and injury can happen
Peace of mind for you and your loved ones
Often more affordable than you think
Protection tailored to your circumstances
Protection Insurance FAQs
Do I really need protection insurance with a mortgage?
While not compulsory, protection insurance helps ensure your mortgage payments can be met if you die, become seriously ill, or can’t work. Many people choose it for peace of mind and financial security.
What happens to my mortgage if I can't work?
Without protection, you’d need to rely on savings, state benefits (which are limited), or family support. Income protection or ASU cover can replace lost income to help maintain mortgage payments.
What types of protection insurance are available?
Main types include life insurance (pays out on death), critical illness cover (serious illness diagnosis), income protection (replaces income if unable to work), and ASU cover (short-term accident, sickness, unemployment).
How much does protection insurance cost?
Costs vary based on age, health, smoking status, occupation, and level of cover. Life insurance can start from as little as £10-15 per month for basic cover.
Can I get protection insurance if I have health conditions?
Yes, though premiums may be higher or certain conditions excluded. Specialist advisers can help find suitable cover.
Is protection insurance a legal requirement for a mortgage?
No, but buildings insurance is. Protection insurance is optional but recommended by most advisers to safeguard your family and home.
Protect Your Family's Future
Our experts can help you find the right cover for your family and budget.